How Reimbursement Works
Mothering With Grace has partnered with Flex to enable you to use your HSA/FSA funds. You can now get reimbursed for your Mothering With Grace Programs (online programs and in-person classes) using your HSA/FSA funds. Here’s how:
Visit Flex to Complete a Quick Consultation
Fill out a brief, 2-minute chat-based consultation with a licensed provider. If eligible, you'll receive a Letter of Medical Necessity in under two hours.Make Your Purchase from Mothering With Grace
Pay for your Mothering With Grace Programs using a standard payment method (do not use your HSA/FSA card at checkout).Submit for Reimbursement
Submit your Letter of Medical Necessity and Mothering With Grace receipt to your HSA/FSA provider for reimbursement.
Your consultation is $15 (HSA/FSA eligible) and your Letter is valid for one year on future expenses. Make sure to complete the consultation before making your purchase, as only same-day or future purchases can be reimbursed.
Feel free to reach out if you have any questions!
Frequently asked questions
What is Flex?
Millions of Americans leave HSA/FSA dollars unused every year. Flex helps you discover eligible brands and products so you can spend smarter with pre-tax money.
What is an HSA or FSA?
Health Savings Accounts (HSAs) let you set aside pre-tax dollars to pay for qualified health expenses. HSAs are linked to high-deductible health plans, and funds in these accounts roll over year after year. Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for eligible health expenses. Unlike HSAs, FSAs are not tied to a specific health plan and often require you to use the funds within the calendar year. FSAs are typically provided by employers.
What is a Letter of Medical Necessity (LMN)?
A Letter of Medical Necessity is a document from a licensed healthcare provider that verifies the medical necessity of a product or service, making it eligible to purchase using your HSA or FSA. This might include items or treatments like supplements or physical therapy that aren’t automatically recognized as eligible expenses.
Do I qualify for a Letter of Medical Necessity (LMN)?
A licensed clinician will determine your eligibility during a chat-based telehealth consultation. According to IRS guidelines, you must have a medical condition that warrants the product or service you intend to purchase using your HSA/FSA. A range of conditions, such as cardiovascular, metabolic, musculoskeletal, autoimmune, neurological, or mental health conditions, could qualify.
How long is my Letter of Medical Necessity valid for?
Your Letter of Medical Necessity is valid for 12 months from the date of issue. It can be used for any eligible purchases made during this time. Be sure to keep and submit all related receipts when filing with your HSA/FSA administrator.